I tried to apply the OCBC Titanium credit card Malaysia recently, and I failed to get approval for the first time.
Some of my friends and the OCBC people advised me to reapply the OCBC Master Card again after 2 or 3 months. One of my friends told me that I can contact a girl named Joey. She can help me to get this OCBC credit card.
However, I try to call the customer services and told them that I wished to get this card urgently. My annual salary is more than RM 40,000 which eligible for applying this OCBC Titanium Master Card.
After this, they gave me a email address and asked me to write a simple appeal letter and send to them.
2 weeks later, I got the OCBC Titanium Card approval letter.
“We are pleased to inform you that above mentioned Credit Card application has been approved.”
“The Credit Card has been sent to you. Upon receipt, please sign on the signature panel of the card immediately.”
Ok, now I have this cash back card with 5% in Petrol, 5% in Telco bills and many more. A step to save more money.
The following is a simple chart to let everyone know clearly about the cash rebates of OCBC Titanium card.
UPDATE: Start from 29th November 2013, there will be no more 5% rebate on dining, groceries, utility bills and petrol for OCBC Titanium Card.