UOB One Card : Cash Rebate 5% + Smart Cash 2%

Updated: April 28, 2020 / Home » Financial Plan » Credit Debit Card

Since I signed my very first credit card, UOB One Card, I have saved and earned a lot of money.

Actually, in addition to get the cash rebate (5%), I also get the Smart$ Cash (2%) when I spend in BHPetrol. Total is 7%. If I spend RM 400 in petrol every month, means that I get back (RM 400 x 7%) = RM 28.

However, we won’t get any Smart Cash if we pump petrol in other petrol station.

Cashback CategoryCashback Rate
(Weekends)
Cashback Rate
(Weekdays)
Monthly Cap
(One Card)
Monthly Cap
(Platinum Card)
Spend
Petrol5%1%RM 400RM 400All petrol station
Cinema8%0.2%unlimitedunlimitedGolden Screen Cinemas
Groceries2%0.2%RM 1000RM 1000Tesco, Aeon Big, Giant ETC
Telecommunication 2%0.2%RM 300RM 300Maxis, Digi, Celcom
Other Purchases 0.2%0.2%unlimitedunlimitedAny other merchant

Update: Nov 2016

Today, I’m going to share with you all on the Smart$ Cash that I have redeem few days ago. I spend RM51.00 on BHPetrol, and redeem RM7.56 Smart$ Cash which accumulated from previous month, so I paid only RM43.44.

UOB BHP Smart Cash

How to get UOB Smart$ Cash?

Don’t worry, I’m going to share with you all on how to get UOB Smart$ Cash now.

There’re only 3 east steps to earn, accumulate and redeem UOB Smart$ Cash Rebates.

  • First, use UOB Credit card when spending in BHP.
  • Second, earn and accumulate UOB Smart$ Cash Rebates.
  • Third, redeem UOB Smart$ Cash Rebates to pay your next purchase.

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