Updated: April 28, 2020 Home » Financial Plan » Credit Debit Card
Since I signed my very first credit card, UOB One Card, I have saved and earned a lot of money.
Actually, in addition to get the cash rebate (5%), I also get the Smart$ Cash (2%) when I spend in BHPetrol. Total is 7%. If I spend RM 400 in petrol every month, means that I get back (RM 400 x 7%) = RM 28.
However, we won’t get any Smart Cash if we pump petrol in other petrol station.
Cashback Category | Cashback Rate (Weekends) | Cashback Rate (Weekdays) | Monthly Cap (One Card) | Monthly Cap (Platinum Card) | Spend |
---|---|---|---|---|---|
Petrol | 5% | 1% | RM 400 | RM 400 | All petrol station |
Cinema | 8% | 0.2% | unlimited | unlimited | Golden Screen Cinemas |
Groceries | 2% | 0.2% | RM 1000 | RM 1000 | Tesco, Aeon Big, Giant ETC |
Telecommunication | 2% | 0.2% | RM 300 | RM 300 | Maxis, Digi, Celcom |
Other Purchases | 0.2% | 0.2% | unlimited | unlimited | Any other merchant |
Update: Nov 2016
Today, I’m going to share with you all on the Smart$ Cash that I have redeem few days ago. I spend RM51.00 on BHPetrol, and redeem RM7.56 Smart$ Cash which accumulated from previous month, so I paid only RM43.44.
How to get UOB Smart$ Cash?
Don’t worry, I’m going to share with you all on how to get UOB Smart$ Cash now.
There’re only 3 east steps to earn, accumulate and redeem UOB Smart$ Cash Rebates.
- First, use UOB Credit card when spending in BHP.
- Second, earn and accumulate UOB Smart$ Cash Rebates.
- Third, redeem UOB Smart$ Cash Rebates to pay your next purchase.