Updated: January 4, 2021 Home » Financial Plan » Car
What is the best petrol credit card in Malaysia? OCBC Titanium, UOB One Card or HongLeong Wise card? If you want to get rebate from petrol, now is the time to apply the cash rebate petrol credit cards. MisterLeaf don’t like point system from credit card, it is quite troublesome. Cash is king.
My first choice is UOB One card since I can get 5% petrol cash rebate everyday, and extra 2% in selected BHP Petrol stations.
Means that, I can get back RM 3 if I pump petrol for RM 60 at Shell, Caltex, Petron petrol stations. And I will get RM 4.20 if I pump at BHP stations. Saving money isn’t easy, but I can save RM 21 every month if I spend RM 300 in petrol.
I don’t recommend HongLeong Wise card because I can only get 10% cash back only if I have minimum 10 swipes of RM 50 and above. Gosh! If i just swipe 8 or 9 times monthly, I get nothing. What if I swipes RM 35 or RM 45 for 10 times? Yes, I get nothing too.
Start from 2014, no more 5% cash back on petrol for OCBC Titanium. 1% cash back is nothing now. So, which is your favourite petrol credit cards?
And Start from 2015, OCBC Titanium ONLY giving us 0.1% cash back. What do you think?
Below is the table of 10 best credit cards which giving out the petrol cash rebate.
| Card | Rebate | Cap | Terms & Conditions |
|---|---|---|---|
| UOB One Card | 5% + 2% SmartCash | RM25 | Everyday, BHP petrol station get extra 2% |
| OCBC Titanium MasterCard | 0.1% | RM 50 | Everyday, all petrol station |
| HSBC Amanah MPower Visa Platinum Credit Card-i | 8% max | RM 100 | Saturday and Sunday, RM 2001 and above |
| SCB JustOne Platinum MasterCard Credit Card | 15% | RM 48 max | Everyday, RM 2999 and above |
| Shell-Citi Gold Credit Card | 8% max | RM 64 max | Everyday, RM 2500 and above, Shell petrol station |
| PB-Esso Mobil Visa Gold Credit Card | 5% max | RM 50 | Everyday, RM 800 and above, Esso/Mobile petrol station |
| Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i | 8x TP | - | Saturday and Sunday, Petronas petrol station |
| Maybankard 2 AMEX | 5% + 5x TP | RM 50 | Saturday and Sunday, all petrol stations that accept AMEX |
| Hong Leong Wise Credit Card | 10% | RM 100 | Minimum 10 swipes of RM 50 and above |
| CIMB Petronas Gold MasterCard | 5% | RM 50 | Every first weekend, Petronas petrol station |
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However UOB ONE card now is very tricky. 5% but their give out per month is about RM100,000 and is on first come first serve basis. So if they pay out RM100,000 already only you use for petrol, you get NOTHING. And they also capped the maximum cash back per month per person already.
I am a UOB ONE card user. When they just launch, I can get max 5% on petrol. But now, I spend RM325 I get about RM6 in total rebate ONLY. (325×5%=16.25) (6 = less than 2%)
so what abot citibank credit card ???oso got 5%rebate ?
Citibank cash back credit card is quite a good choice, because we can get 5% cash back on petrol and 2% cash back on groceries. You can read my another article about Citibank credit card : http://www.misterleaf.com/1194/citibank-cash-back-platinum-credit-card/