mySalam 保障计划: B40 M40 群可获得免费保险

Updated: January 8, 2021 / Home » Financial Plan » Insurance

政府在 2019 年推出 mySalam B40 全国保障计划,国内369万名 B40 低收入群体将可获得伊斯兰保险医疗保障。通过 mySalam 计划年龄18岁至55岁的 B40 群体将会受保。从 2020 年起,受保年龄从55岁提高到65岁,受惠人数增至150万名。

mySalam 计划将让投保人在患上45种疾病时,可获得高达 RM8000 的保险赔偿,其中包括了患上癌症、心脏病、中风、失明、瘫痪、脑炎、爆发性病毒肝炎、主要器官/骨髓之移植等等。

不仅如此,受保人在政府医院治疗时,每天可获得 RM50 的住院补贴,最多可获得 14 天或最高 RM700 的住院补贴。

所有生活援助金 (BSH) 的受惠者将会自动成为 mySalam 的受保人,所有可获得 mySalam 保障的人士将会收到手机简讯通知 (SMS). 申请索偿的程序可以通过网上进行。

UPDATE 2020:

从 2020 年起,政府宣布国家健康保险计划 (mySalam) 将扩大至年收入高达10万令吉者,即包括 M40 群体(中产阶级)。若患上指定45种疾病,将可以申请一次性 RM4000 的赔偿。若住院,可以申请每天 RM50 的住院津贴,最多14 天。

没有获得 BSH 的人士,可以从2020年2月11日至3月31日期间去申请这个保险计划。

Pendaftaran Penerima Bukan BSH

Discover more from

Subscribe to get the latest posts to your email.

14 comments on “mySalam 保障计划: B40 M40 群可获得免费保险

  1. SHYAN MING 01-04-2020 [ Reply ]

    Adakah 31-3-2020 hari tamat?

  2. LIM HUAN 31-03-2020 [ Reply ]

    after submit the mysalam registration form. the reply shown ‘you are classified into M40’. what’s that mean? is my submission succeeded?

  3. BE 29-03-2020 [ Reply ]

    If didn‘t apply mysalam can get the Bantuan Prihatin Nasional?

  4. Yvonne 28-03-2020 [ Reply ]



  5. cherry lam 06-03-2020 [ Reply ]

    can m’sian working in singapore apply for this benefit?

    • MisterLeaf 07-03-2020 [ Reply ]

      Yes. For Malaysian those earning less than RM100,000 annually.

      • Soo kiàn lee 29-03-2020 [ Reply ]


  6. LOW CHEE KOON 23-10-2019 [ Reply ]

    So the eligible B40 benefit cover for sons & daughter as well?
    Is it automatically covered or we need get a message/notifications first from government.

  7. Lew Hui Ying 21-08-2019 [ Reply ]

    Hi, I’m Ms. Lew can I know how to register?
    Best Regards
    Thank you.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.