Maybank Visa Debit 年费不必给 RM 8

Updated: December 29, 2022 / Home » Financial Plan » Banking

之前跟大家分享了 ATM 卡免付年费 no annual fee RM 8 的文章,我们知道马来西亚的国家银行 Bank Negara 有设下规定。每间银行必须提供最基本的储蓄户口,就是 Basic Savings Account (有ATM 提款卡的户口) 无需付年费, NO Annual Fee 那种。除了 ATM 提款卡之外,Visa Debit Card (过账卡) 其实也是不需要付年费的,RM 8 或 RM 12 其实是不用付的。

Maybank Visa Debit

你可能不相信,你告诉我说,银行的人说要在任何提款机提款或过账的话,就要给年费 RM 8。我告诉你,他们骗你的或他们没有告诉你事实的全部,让你误会要用 Debit Card 提款需要给 RM 8。但事实是,这个 RM 8 不是强制性的。

付 RM 8 及没有付 RM 8 的 Visa 过账卡有什么分别?

  • 没有付 RM 8 ~ 一个月能提款 4 次,第五次起,每次提款收 RM 0.50。
  • 付 RM 8 ~ 无限制提款。

我们一个月回到 ATM 提款机按钱超过 4 次吗?我觉得很少可能吧。所以,我们在跟银行申请过账卡,表明我们不要 Unlimited withdrawal at Maybank ATM。我们不要付 RM 8。他们就明白你说什么了。

RELATED  4月份各家银行的定期存款促销

如果你每个月真的到 ATM 提款机按钱超过 4 次,但是你的银行户口有超过 RM 5000,那么提款收 RM 0.50 的服务费也是免了。所以,你真的不需要付 RM 8。以下是从 Maybank 网站抄下来的 Maybank Fee and Charges。

Maybank Visa 过账卡官方网站:
Maybank Visa Debit Card

Maybank Visa Debit Card

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10 comments on “Maybank Visa Debit 年费不必给 RM 8

  1. alice 06-01-2019 [ Reply ]

    good good

  2. 惟忍小子 18-03-2011 [ Reply ]

    Yes, lousy & no respect the card holder. Yes, we can do better.

    • Mister Leaf 18-03-2011 [ Reply ]

      听说胡渐彪也是在 Sony 做到哦。

  3. 惟忍小子 16-03-2011 [ Reply ]

    Yes, I use my Sony card to apply for this, get this card already, later wanna cancel the Sony card cos not many benefits and no cash back.

    • Mister Leaf 17-03-2011 [ Reply ]

      Yes, Sony Card just a simple credit card, no cash rebate. NO good.

      • 惟忍小子 17-03-2011 [ Reply ]

        U know what, they sent me a Sony promotion magazine but the promotion period is already over one (last year end until 28 Feb). 完全没有诚意。。。

        • Mister Leaf 18-03-2011 [ Reply ]

          对。我也是刚拿到那个 magazine,真的是够力差。这里的 Sony 应该请我们去做宣传主任。其实,我们曾是 Sony 员工,去 Sony 做产品宣传主任应该轻而易举吧。哈哈。

  4. 惟忍小子 16-03-2011 [ Reply ]

    Maybank has launced Maybank2card early this year (GST only charge for 1 card), consists of 1 AMEX + 1 VISA/Master(only available from April), card holder can enjoy 5% cashback during weekends and 5x treat point for all swipes with AMEX. May be you can blog about it, this card is really very attractive.

    • Mister Leaf 16-03-2011 [ Reply ]

      OK. I will find it out.

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